PROGRAM OVERVIEW

Conventional loans are mortgage programs that are not insured or guaranteed by a government agency. These loans are commonly used by borrowers with established credit, stable income, and sufficient down payment resources.

Conventional loans are widely accepted and offer flexibility across many property types.

COMMON FEATURES

• Fixed-rate and adjustable-rate options

• Available for primary residences, second homes, and eligible investment properties

• Private mortgage insurance (PMI) may be required for lower down payments

• Loan limits and qualification requirements apply

WHO THIS MAY BE SUITABLE FOR

• Borrowers with strong credit profiles

• Homebuyers seeking flexible loan structures

• Investors purchasing eligible properties

We help borrowers compare conventional loan options across multiple lenders to identify programs that meet their needs.