PROGRAM OVERVIEW

Purchase loans are designed to help borrowers finance the purchase of a primary residence, second home, or eligible investment property. Whether you are buying your first home or upgrading to a new property, selecting the right mortgage structure is an important part of the process.

At Eureka Home Mortgage, we work with a broad network of lenders to help borrowers understand available purchase loan options and choose programs that align with their financial profile and long-term goals.

COMMON FEATURES
  • Financing for primary residences, second homes, and eligible investment properties

  • Fixed-rate and adjustable-rate mortgage options

  • Competitive interest rate structures based on credit profile and market conditions

  • Multiple down payment options, depending on loan type and eligibility

WHO THIS MAY BE SUITABLE FOR
  • First-time homebuyers

  • Buyers upgrading or downsizing

  • Borrowers relocating within New York or the greater NYC area

As a mortgage broker, our role is to clearly explain available purchase loan options and guide you through the process from application to closing.