PROGRAM OVERVIEW

High balance and jumbo loans are designed for loan amounts that exceed standard conforming loan limits. These programs are commonly used in higher-cost housing markets, including New York City and surrounding areas.

These loans typically require stronger financial qualifications and more detailed underwriting.

COMMON FEATURES

• Higher loan amounts than conforming mortgages

• Fixed-rate and adjustable-rate options available

• Stricter credit, income, and asset requirements

• May require larger down payments and cash reserves

WHO THIS MAY BE SUITABLE FOR

• Buyers purchasing higher-value properties

• Borrowers with strong credit and financial profiles

• Homeowners refinancing high-balance mortgages

We work with lenders experienced in high-balance and jumbo lending to identify suitable financing options.