{"id":2211,"date":"2026-01-10T23:53:13","date_gmt":"2026-01-10T23:53:13","guid":{"rendered":"https:\/\/www.eurekahomemortgage.com\/?page_id=2211"},"modified":"2026-01-12T19:06:59","modified_gmt":"2026-01-12T19:06:59","slug":"high-balance-jumbo-loans","status":"publish","type":"page","link":"https:\/\/www.eurekahomemortgage.com\/?page_id=2211","title":{"rendered":"High Balance &amp; Jumbo Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2211\" class=\"elementor elementor-2211\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ed411c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ed411c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-274e9a4\" data-id=\"274e9a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69b44a7 elementor-widget elementor-widget-heading\" data-id=\"69b44a7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/purchase-loans\">High Balance &amp; Jumbo Loans<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63c0c3d elementor-widget elementor-widget-text-editor\" data-id=\"63c0c3d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>PROGRAM OVERVIEW<\/h5><p data-start=\"4640\" data-end=\"4855\">High balance and jumbo loans are designed for loan amounts that exceed standard conforming loan limits. These programs are commonly used in higher-cost housing markets, including New York City and surrounding areas.<\/p><p data-start=\"4857\" data-end=\"4952\">These loans typically require stronger financial qualifications and more detailed underwriting.<\/p><h5>COMMON FEATURES<\/h5><ul data-start=\"4976\" data-end=\"5185\"><li data-start=\"4976\" data-end=\"5025\"><p data-start=\"4978\" data-end=\"5025\">Higher loan amounts than conforming mortgages<\/p><\/li><li data-start=\"5026\" data-end=\"5078\"><p data-start=\"5028\" data-end=\"5078\">Fixed-rate and adjustable-rate options available<\/p><\/li><li data-start=\"5079\" data-end=\"5130\"><p data-start=\"5081\" data-end=\"5130\">Stricter credit, income, and asset requirements<\/p><\/li><li data-start=\"5131\" data-end=\"5185\"><p data-start=\"5133\" data-end=\"5185\">May require larger down payments and cash reserves<\/p><\/li><\/ul><h5>WHO THIS MAY BE SUITABLE FOR<\/h5><ul data-start=\"5222\" data-end=\"5373\"><li data-start=\"5222\" data-end=\"5267\"><p data-start=\"5224\" data-end=\"5267\">Buyers purchasing higher-value properties<\/p><\/li><li data-start=\"5268\" data-end=\"5323\"><p data-start=\"5270\" data-end=\"5323\">Borrowers with strong credit and financial profiles<\/p><\/li><li data-start=\"5324\" data-end=\"5373\"><p data-start=\"5326\" data-end=\"5373\">Homeowners refinancing high-balance mortgages<\/p><\/li><\/ul><p data-start=\"5375\" data-end=\"5481\">We work with lenders experienced in high-balance and jumbo lending to identify suitable financing options.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>High Balance &amp; Jumbo Loans PROGRAM OVERVIEW High balance and jumbo loans are designed for loan amounts that exceed standard [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2211","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/2211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2211"}],"version-history":[{"count":16,"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/2211\/revisions"}],"predecessor-version":[{"id":2362,"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/2211\/revisions\/2362"}],"wp:attachment":[{"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}