{"id":2915,"date":"2026-01-19T18:50:55","date_gmt":"2026-01-19T18:50:55","guid":{"rendered":"https:\/\/www.eurekahomemortgage.com\/?page_id=2915"},"modified":"2026-01-20T14:26:06","modified_gmt":"2026-01-20T14:26:06","slug":"home-zh-loan_programs","status":"publish","type":"page","link":"https:\/\/www.eurekahomemortgage.com\/?page_id=2915","title":{"rendered":"Loan Programs (zh)"},"content":{"rendered":"\t\t
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\u6211\u4eec\u7684\u8d37\u6b3e\u79cd\u7c7b<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\u8d2d\u623f\u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u7528\u4e8e\u8d2d\u4e70\u81ea\u4f4f\u623f\u3001\u7b2c\u4e8c\u5957\u4f4f\u623f\u6216\u7b26\u5408\u6761\u4ef6\u7684\u6295\u8d44\u623f\u4ea7\u7684\u623f\u5c4b\u8d37\u6b3e\u89e3\u51b3\u65b9\u6848\u3002<\/p>

  • \u4f20\u7edf\u8d2d\u623f\u8d37\u6b3e\uff08\u5305\u62ec\u5408\u89c4\u8d37\u6b3e\u548c\u5927\u989d\u8d37\u6b3e\uff09<\/li>
  • \u653f\u5e9c\u652f\u6301\u7684\u8d2d\u623f\u8d37\u6b3e<\/li>
  • \u56fa\u5b9a\u5229\u7387\u548c\u53ef\u8c03\u5229\u7387\u8d37\u6b3e\u9009\u62e9<\/li>
  • \u975e QM \u8d37\u6b3e\u3001\u7279\u6b8a\u8d37\u6b3e\u9879\u76ee<\/li><\/ul>

    \u5177\u4f53\u53ef\u63d0\u4f9b\u7684\u8d37\u6b3e\u65b9\u6848\u3001\u6761\u4ef6\u53ca\u8981\u6c42\uff0c\u4f1a\u6839\u636e\u501f\u6b3e\u4eba\u7684\u8d44\u8d28\u60c5\u51b5\u3001\u623f\u4ea7\u7279\u70b9\u4ee5\u53ca\u4e0d\u540c\u8d37\u6b3e\u673a\u6784\u7684\u5ba1\u6279\u6807\u51c6\u800c\u6709\u6240\u4e0d\u540c\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    \u91cd\u65b0\u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \u5728\u5408\u9002\u7684\u60c5\u51b5\u4e0b\uff0c\u5e2e\u52a9\u501f\u6b3e\u4eba\u8c03\u6574\u73b0\u6709\u623f\u5c4b\u8d37\u6b3e\u7ed3\u6784\u7684\u518d\u878d\u8d44\u65b9\u6848\u3002<\/p>

    • \u5229\u7387\u4e0e\u671f\u9650\u91cd\u65b0\u8d37\u6b3e<\/li>
    • \u73b0\u91d1\u53d6\u73b0\u518d\u878d\u8d44 (Cash-Out Refinance)<\/li>
    • FHA \u7b80\u5316\u518d\u878d\u8d44<\/li>
    • VA \u5229\u7387\u964d\u4f4e\u518d\u878d\u8d44\u8d37\u6b3e\uff08IRRRL\uff09<\/li><\/ul>

      \u5728\u7b26\u5408\u6761\u4ef6\u7684\u60c5\u51b5\u4e0b\uff0c\u53ef\u80fd\u53ef\u63d0\u4f9b\u90e8\u5206\u7ed3\u6e05\u8d39\u7528\u65b9\u9762\u7684\u534f\u52a9\uff0c\u8be6\u60c5\u8bf7\u81f4\u7535\u54a8\u8be2\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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      \u5e38\u89c4\u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      • \u56fa\u5b9a\u5229\u7387\u4f20\u7edf\u8d37\u6b3e<\/li>
      • \u53ef\u8c03\u5229\u7387\u4f20\u7edf\u8d37\u6b3e\uff08ARM\uff09<\/li>
      • \u5408\u89c4\u8d37\u6b3e\u4e0e\u975e\u5408\u89c4\u8d37\u6b3e\u9009\u62e9<\/li><\/ul>

        \u4f20\u7edf\u8d37\u6b3e\u901a\u5e38\u5bf9\u501f\u6b3e\u4eba\u7684\u4fe1\u7528\u6761\u4ef6\u8981\u6c42\u8f83\u9ad8\uff0c\u4f46\u5728\u8d37\u6b3e\u7ed3\u6784\u548c\u53ef\u9002\u7528\u7684\u623f\u4ea7\u7c7b\u578b\u65b9\u9762\u5177\u6709\u8f83\u5927\u7684\u7075\u6d3b\u6027\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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        FHA \u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        \u7531\u7f8e\u56fd\u8054\u90a6\u4f4f\u623f\u7ba1\u7406\u5c40\uff08Federal Housing Administration\uff09\u63d0\u4f9b\u62c5\u4fdd\u7684\u653f\u5e9c\u652f\u6301\u578b\u623f\u5c4b\u8d37\u6b3e\u9879\u76ee\u3002<\/p>

        • \u8f83\u4f4e\u7684\u6700\u4f4e\u9996\u4ed8\u8981\u6c42<\/li>
        • \u76f8\u5bf9\u7075\u6d3b\u7684\u4fe1\u7528\u5ba1\u6838\u6807\u51c6<\/li>
        • \u53ef\u7528\u4e8e\u8d2d\u623f\u53ca\u518d\u878d\u8d44\u7528\u9014<\/li><\/ul>

          FHA \u8d37\u6b3e\u5e38\u88ab\u9996\u6b21\u8d2d\u623f\u8005\u4f7f\u7528\uff0c\u4e5f\u9002\u5408\u5e0c\u671b\u91c7\u7528\u66f4\u7075\u6d3b\u8d37\u6b3e\u5ba1\u6838\u6807\u51c6\u7684\u501f\u6b3e\u4eba\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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          VA \u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          \u9762\u5411\u7b26\u5408\u6761\u4ef6\u7684\u9000\u4f0d\u519b\u4eba\u3001\u73b0\u5f79\u519b\u4eba\u4ee5\u53ca\u7b26\u5408\u8d44\u683c\u7684\u519b\u4eba\u9057\u5c5e\u63d0\u4f9b\u7684\u623f\u5c4b\u8d37\u6b3e\u9879\u76ee\u3002<\/p>

          • \u7b26\u5408\u6761\u4ef6\u7684\u501f\u6b3e\u4eba\u53ef\u65e0\u9700\u9996\u4ed8<\/li>
          • \u5177\u6709\u7ade\u4e89\u529b\u7684\u8d37\u6b3e\u5229\u7387<\/li>
          • \u65e0\u9700\u6bcf\u6708\u652f\u4ed8\u62b5\u62bc\u4fdd\u9669\u8d39<\/li><\/ul>

            VA \u8d37\u6b3e\u7684\u8d44\u683c\u8ba4\u5b9a\u53ca\u76f8\u5173\u6743\u76ca\u7531\u7f8e\u56fd\u9000\u4f0d\u519b\u4eba\u4e8b\u52a1\u90e8\uff08Department of Veterans Affairs\uff09\u51b3\u5b9a\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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            \u5927\u989d (Jumbo) \u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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            \u9002\u7528\u4e8e\u8d37\u6b3e\u91d1\u989d\u8d85\u8fc7\u5408\u89c4\u8d37\u6b3e\u989d\u5ea6\u4e0a\u9650\u7684\u878d\u8d44\u65b9\u6848\u3002<\/p>

            • \u53ef\u7528\u4e8e\u81ea\u4f4f\u623f\u53ca\u7b26\u5408\u6761\u4ef6\u7684\u7b2c\u4e8c\u5957\u4f4f\u623f<\/li>
            • \u7b26\u5408\u6761\u4ef6\u7684\u501f\u6b3e\u4eba\u53ef\u4eab\u6709\u5177\u6709\u7ade\u4e89\u529b\u7684\u5229\u7387<\/li>
            • \u53ef\u80fd\u9700\u8981\u66f4\u9ad8\u7684\u4fe1\u7528\u6761\u4ef6\u53ca\u8d44\u4ea7\u50a8\u5907\u8981\u6c42<\/li><\/ul>

              Jumbo \u8d37\u6b3e\u9879\u76ee\u4f1a\u56e0\u4e0d\u540c\u8d37\u6b3e\u673a\u6784\u53ca\u5e02\u573a\u73af\u5883\u800c\u6709\u6240\u5dee\u5f02\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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              \u53ef\u8c03\u5229\u7387\u623f\u5c4b\u8d37\u6b3e\uff08ARM\uff09<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              \u5728\u521d\u59cb\u56fa\u5b9a\u5229\u7387\u671f\u7ed3\u675f\u540e\uff0c\u5229\u7387\u4f1a\u6309\u7ea6\u5b9a\u5468\u671f\u8fdb\u884c\u8c03\u6574\u7684\u8d37\u6b3e\u9879\u76ee\u3002<\/p>

              • \u5e38\u89c1\u7ed3\u6784\u5305\u62ec 5\/1\u30017\/1 \u548c 10\/1 ARM<\/li>
              • \u524d\u671f\u4e3a\u56fa\u5b9a\u5229\u7387\uff0c\u4e4b\u540e\u6839\u636e\u5e02\u573a\u60c5\u51b5\u8fdb\u884c\u5229\u7387\u8c03\u6574<\/li>
              • \u4e0e\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e\u76f8\u6bd4\uff0c\u521d\u671f\u6708\u4f9b\u53ef\u80fd\u8f83\u4f4e<\/li><\/ul>

                ARM \u662f\u5426\u9002\u5408\uff0c\u53d6\u51b3\u4e8e\u501f\u6b3e\u4eba\u5bf9\u5229\u7387\u6ce2\u52a8\u7684\u627f\u53d7\u80fd\u529b\u4ee5\u53ca\u5176\u957f\u671f\u8d22\u52a1\u89c4\u5212\u3002<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/article><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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                \u56fa\u5b9a\u5229\u7387\u623f\u5c4b\u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                \u5728\u6574\u4e2a\u8d37\u6b3e\u671f\u9650\u5185\u5229\u7387\u4fdd\u6301\u4e0d\u53d8\u7684\u623f\u5c4b\u8d37\u6b3e\u4ea7\u54c1\u3002<\/p>

                • \u5e38\u89c1\u8d37\u6b3e\u671f\u9650\u5305\u62ec 15 \u5e74\u300120 \u5e74\u548c 30 \u5e74<\/li>
                • \u6bcf\u6708\u672c\u606f\u8fd8\u6b3e\u91d1\u989d\u7a33\u5b9a\u3001\u53ef\u9884\u671f<\/li>
                • \u9002\u5408\u5e0c\u671b\u957f\u671f\u8d22\u52a1\u652f\u51fa\u7a33\u5b9a\u7684\u501f\u6b3e\u4eba<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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                  \u975e QM \u53ca\u7279\u6b8a\u8d37\u6b3e\u9879\u76ee<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                  \u4e3a\u8d22\u52a1\u72b6\u51b5\u4e0e\u5e38\u89c4\u6807\u51c6\u4e0d\u540c\u7684\u501f\u6b3e\u4eba\u8bbe\u8ba1\u7684\u623f\u5c4b\u8d37\u6b3e\u89e3\u51b3\u65b9\u6848\u3002<\/p>

                  • \u94f6\u884c\u6d41\u6c34\u4f5c\u4e3a\u80fd\u529b\u4f9d\u636e<\/li>
                  • \u57fa\u4e8e\u8d44\u4ea7\u8bc4\u4f30\u7684\u8d37\u6b3e\u9879\u76ee<\/li>
                  • \u9002\u7528\u4e8e\u81ea\u96c7\u4eba\u58eb\u7684\u8d37\u6b3e\u65b9\u6848<\/li>
                  • \u66ff\u4ee3\u6027\u6536\u5165\u6216\u6587\u4ef6\u5ba1\u6838\u65b9\u5f0f<\/li><\/ul>

                    \u975e QM \u8d37\u6b3e\u901a\u5e38\u91c7\u7528\u4e2a\u6848\u8bc4\u4f30\u65b9\u5f0f\uff0c\u4e0d\u540c\u9879\u76ee\u7684\u5ba1\u6838\u6807\u51c6\u548c\u6761\u4ef6\u53ef\u80fd\u6709\u6240\u4e0d\u540c\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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                    \u6295\u8d44\u623f\u4ea7\u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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                    \u9002\u7528\u4e8e\u7b26\u5408\u6761\u4ef6\u7684\u4f4f\u5b85\u7c7b\u6295\u8d44\u623f\u4ea7\u7684\u623f\u5c4b\u8d37\u6b3e\u9879\u76ee\u3002<\/p>

                    • \u72ec\u680b\u4f4f\u5b85\u53ca\u5c0f\u578b\u591a\u6237\u4f4f\u5b85<\/li>
                    • \u56fa\u5b9a\u5229\u7387\u548c\u53ef\u8c03\u5229\u7387\u8d37\u6b3e\u9009\u62e9<\/li>
                    • \u53ef\u80fd\u9002\u7528\u4e0d\u540c\u7684\u9996\u4ed8\u6bd4\u4f8b\u53ca\u8d44\u91d1\u50a8\u5907\u8981\u6c42<\/li><\/ul>

                      \u5bf9\u4e8e\u623f\u5730\u4ea7\u6295\u8d44\u8005\u53ca\u4f01\u4e1a\u4e3b\uff0c\u6839\u636e\u623f\u4ea7\u7c7b\u578b\u3001\u73b0\u91d1\u6d41\u60c5\u51b5\u53ca\u9879\u76ee\u89c4\u6a21\uff0c\u8fd8\u53ef\u80fd\u6709\u5176\u4ed6\u878d\u8d44\u9009\u62e9\u3002\u8fd9\u7c7b\u8d37\u6b3e\u901a\u5e38\u4f9d\u636e\u5404\u8d37\u6b3e\u673a\u6784\u7684\u5177\u4f53\u6807\u51c6\u8fdb\u884c\u8bc4\u4f30\uff0c\u4e0d\u5b8c\u5168\u9002\u7528\u4e8e\u4f20\u7edf\u4f4f\u5b85\u8d37\u6b3e\u7684\u5ba1\u6838\u65b9\u5f0f\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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                      \u51fa\u79df\u623f\u4ea7\u503a\u52a1\u507f\u4ed8\u8986\u76d6\u7387\uff08DSCR\uff09\u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                      \n\t\t\t\t
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                      \u9488\u5bf9\u4ea7\u751f\u79df\u91d1\u6536\u5165\u7684\u6295\u8d44\u578b\u623f\u4ea7\u63d0\u4f9b\u7684\u878d\u8d44\u65b9\u6848\uff0c\u4e3b\u8981\u4fa7\u91cd\u4e8e\u623f\u4ea7\u672c\u8eab\u7684\u73b0\u91d1\u6d41\uff0c\u800c\u975e\u501f\u6b3e\u4eba\u7684\u4e2a\u4eba\u6536\u5165\u3002<\/p>

                      • \u4ee5\u79df\u91d1\u6536\u5165\u548c\u8fd0\u8425\u652f\u51fa\u4e3a\u4e3b\u8981\u5ba1\u6838\u4f9d\u636e<\/li>
                      • \u5e38\u7528\u4e8e\u72ec\u680b\u4f4f\u5b85\u53ca\u5c0f\u578b\u591a\u6237\u51fa\u79df\u623f\u4ea7<\/li>
                      • \u53ef\u80fd\u63d0\u4f9b\u56fa\u5b9a\u5229\u7387\u548c\u53ef\u8c03\u5229\u7387\u8d37\u6b3e\u9009\u62e9<\/li><\/ul>

                        DSCR \u7684\u5177\u4f53\u8981\u6c42\u53ca\u9002\u7528\u6761\u4ef6\u4f1a\u56e0\u4e0d\u540c\u8d37\u6b3e\u673a\u6784\u53ca\u623f\u4ea7\u60c5\u51b5\u800c\u6709\u6240\u5dee\u5f02\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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                        \u7ffb\u4fee\u8f6c\u552e\u8d37\u6b3e\uff08Fix & Flip Loans\uff09<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                        \n\t\t\t\t
                        \n\t\t\t\t\t\t\t\t\t

                        \u4e3a\u6295\u8d44\u8005\u8d2d\u4e70\u623f\u4ea7\u5e76\u8fdb\u884c\u7ffb\u65b0\u540e\u8f6c\u552e\u800c\u8bbe\u8ba1\u7684\u77ed\u671f\u878d\u8d44\u65b9\u6848\u3002<\/p>

                        • \u901a\u5e38\u7528\u4e8e\u623f\u4ea7\u8d2d\u5165\u53ca\u7ffb\u4fee\u6210\u672c<\/li>
                        • \u76f8\u8f83\u4e8e\u4f20\u7edf\u623f\u5c4b\u8d37\u6b3e\uff0c\u8d37\u6b3e\u671f\u9650\u8f83\u77ed<\/li>
                        • \u4e3b\u8981\u6839\u636e\u9879\u76ee\u8303\u56f4\u53ca\u7ffb\u4fee\u5b8c\u6210\u540e\u7684\u623f\u4ea7\u4ef7\u503c\uff08ARV\uff09\u8fdb\u884c\u5ba1\u6838<\/li><\/ul>

                          \u7ffb\u4fee\u8f6c\u552e\u8d37\u6b3e\u9879\u76ee\u901a\u5e38\u53d6\u51b3\u4e8e\u6295\u8d44\u8005\u7684\u7ecf\u9a8c\u3001\u9879\u76ee\u53ef\u884c\u6027\u4ee5\u53ca\u5404\u8d37\u6b3e\u673a\u6784\u7684\u5177\u4f53\u6807\u51c6\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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                          \u5efa\u7b51\u8d37\u6b3e\uff08\u6295\u8d44\u7528\u9014\u6216\u5546\u4e1a\u7528\u9014\uff09<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                          \n\t\t\t\t
                          \n\t\t\t\t\t\t\t\t\t

                          \u7528\u4e8e\u65b0\u5efa\u9879\u76ee\u6216\u5927\u578b\u7ffb\u4fee\u5de5\u7a0b\u7684\u878d\u8d44\u65b9\u6848\uff0c\u9002\u7528\u4e8e\u6295\u8d44\u6216\u5546\u4e1a\u7528\u9014\u7684\u623f\u4ea7\u3002<\/p>

                          • \u6309\u65bd\u5de5\u8fdb\u5ea6\u5206\u671f\u62e8\u6b3e\u7684\u8d44\u91d1\u7ed3\u6784<\/li>
                          • \u8d37\u6b3e\u53d1\u653e\u4e0e\u65bd\u5de5\u65f6\u95f4\u8868\u53ca\u5df2\u6279\u51c6\u7684\u65bd\u5de5\u65b9\u6848\u6302\u94a9<\/li>
                          • \u5728\u90e8\u5206\u60c5\u51b5\u4e0b\uff0c\u53ef\u5728\u5b8c\u5de5\u540e\u8f6c\u6362\u4e3a\u957f\u671f\u8d37\u6b3e<\/li><\/ul>

                            \u5efa\u7b51\u8d37\u6b3e\u662f\u5426\u53ef\u884c\uff0c\u53d6\u51b3\u4e8e\u9879\u76ee\u5177\u4f53\u60c5\u51b5\u4ee5\u53ca\u501f\u6b3e\u4eba\u7684\u8d44\u8d28\u6761\u4ef6\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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                            SBA \u5546\u4e1a\u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                            \n\t\t\t\t
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                            (\u5982\u9002\u7528)<\/p>

                            \u7531\u7f8e\u56fd\u5c0f\u4f01\u4e1a\u7ba1\u7406\u5c40\uff08U.S. Small Business Administration\uff09\u652f\u6301\u7684\u653f\u5e9c\u62c5\u4fdd\u578b\u8d37\u6b3e\u9879\u76ee\uff0c\u9002\u7528\u4e8e\u7b26\u5408\u6761\u4ef6\u7684\u5546\u4e1a\u7528\u9014\u3002<\/p>

                            • SBA 7(a) \u53ca SBA 504 \u8d37\u6b3e\u9879\u76ee\uff08\u9700\u7b26\u5408\u76f8\u5173\u8d44\u683c\u8981\u6c42\uff09<\/li>
                            • \u5e38\u7528\u4e8e\u81ea\u7528\u578b\u5546\u4e1a\u5730\u4ea7\u6216\u4f01\u4e1a\u6269\u5c55\u7ecf\u8425<\/li>
                            • \u76f8\u8f83\u4e8e\u4f20\u7edf\u5546\u4e1a\u8d37\u6b3e\uff0c\u901a\u5e38\u5177\u6709\u66f4\u957f\u7684\u8fd8\u6b3e\u671f\u9650<\/li><\/ul>

                              SBA \u8d37\u6b3e\u7684\u5177\u4f53\u8981\u6c42\u53ca\u8d44\u683c\u8ba4\u5b9a\uff0c\u4f9d\u636e SBA \u7684\u76f8\u5173\u89c4\u5b9a\u4ee5\u53ca\u53c2\u4e0e\u8d37\u6b3e\u673a\u6784\u7684\u5ba1\u6838\u6807\u51c6\u800c\u5b9a\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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                              \u514d\u67e5\u6536\u5165\u8d37\u6b3e<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                              \n\t\t\t\t
                              \n\t\t\t\t\t\t\t\t\t

                              \u9002\u7528\u4e8e\u6ca1\u6709W2\u5de5\u8d44\u5355\uff0c\u6216\u8005\u5e0c\u671b\u7528\u9664\u4e86\u5de5\u8d44\u4ee5\u5916\u7684\u5176\u5b83\u8d44\u8d28\u6765\u83b7\u5f97\u8d37\u6b3e\u7684\u4eba<\/p>

                              • \u9002\u5408\u81ea\u96c7\u4eba\u58eb\u3001\u4f01\u4e1a\u4e3b\u3001\u81ea\u7531\u804c\u4e1a\u8005\u6216\u6536\u5165\u7ed3\u6784\u8f83\u4e3a\u590d\u6742\u7684\u501f\u6b3e\u4eba<\/li>
                              • \u5ba1\u6279\u66f4\u4fa7\u91cd\u8d44\u4ea7\u3001\u73b0\u91d1\u6d41\u6216\u623f\u4ea7\u672c\u8eab\u60c5\u51b5\uff08\u5982\u94f6\u884c\u6d41\u6c34\u3001\u79df\u91d1\u6536\u5165\u6216\u6574\u4f53\u8d22\u52a1\u72b6\u51b5\uff09\uff0c\u800c\u975e\u5355\u4e00\u6536\u5165\u8bc1\u660e<\/li>
                              • \u63d0\u4f9b\u66f4\u7075\u6d3b\u7684\u8d37\u6b3e\u65b9\u6848\u9009\u62e9\uff0c\u5e2e\u52a9\u7b26\u5408\u6761\u4ef6\u7684\u501f\u6b3e\u4eba\u5728\u4e0d\u5f71\u54cd\u5408\u89c4\u8981\u6c42\u7684\u524d\u63d0\u4e0b\uff0c\u66f4\u9ad8\u6548\u5730\u5b8c\u6210\u8d2d\u623f\u6216\u518d\u878d\u8d44<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/article><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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                                \u8fc7\u6865\u8d37\u6b3e\u53ca\u77ed\u671f\u878d\u8d44<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                                \n\t\t\t\t
                                \n\t\t\t\t\t\t\t\t\t

                                \u4e3a\u6ee1\u8db3\u8fc7\u6e21\u671f\u5185\u7684\u623f\u5730\u4ea7\u6216\u5546\u4e1a\u8d44\u91d1\u9700\u6c42\u800c\u8bbe\u8ba1\u7684\u77ed\u671f\u878d\u8d44\u65b9\u6848\u3002<\/p>

                                • \u7528\u4e8e\u5f25\u5408\u623f\u4ea7\u4ea4\u6613\u4e4b\u95f4\u7684\u65f6\u95f4\u5dee<\/li>
                                • \u5e38\u89c1\u4e8e\u6295\u8d44\u578b\u9879\u76ee\u53ca\u518d\u5f00\u53d1\u573a\u666f<\/li>
                                • \u8d37\u6b3e\u671f\u9650\u3001\u5229\u7387\u53ca\u53ef\u63d0\u4f9b\u6027\u4f1a\u56e0\u4e0d\u540c\u8d37\u6b3e\u673a\u6784\u800c\u6709\u6240\u4e0d\u540c<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/article><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                                  \u6211\u4eec\u7684\u8d37\u6b3e\u79cd\u7c7b \u8d2d\u623f\u8d37\u6b3e \u7528\u4e8e\u8d2d\u4e70\u81ea\u4f4f\u623f\u3001\u7b2c\u4e8c\u5957\u4f4f\u623f\u6216\u7b26\u5408\u6761\u4ef6\u7684\u6295\u8d44\u623f\u4ea7\u7684\u623f\u5c4b\u8d37\u6b3e\u89e3\u51b3\u65b9\u6848\u3002 \u4f20\u7edf\u8d2d\u623f\u8d37\u6b3e\uff08\u5305\u62ec\u5408\u89c4\u8d37\u6b3e\u548c\u5927\u989d\u8d37\u6b3e\uff09 \u653f\u5e9c\u652f\u6301\u7684\u8d2d\u623f\u8d37\u6b3e \u56fa\u5b9a\u5229\u7387\u548c\u53ef\u8c03\u5229\u7387\u8d37\u6b3e\u9009\u62e9 \u975e QM \u8d37\u6b3e\u3001\u7279\u6b8a\u8d37\u6b3e\u9879\u76ee \u5177\u4f53\u53ef\u63d0\u4f9b\u7684\u8d37\u6b3e\u65b9\u6848\u3001\u6761\u4ef6\u53ca\u8981\u6c42\uff0c\u4f1a\u6839\u636e\u501f\u6b3e\u4eba\u7684\u8d44\u8d28\u60c5\u51b5\u3001\u623f\u4ea7\u7279\u70b9\u4ee5\u53ca\u4e0d\u540c\u8d37\u6b3e\u673a\u6784\u7684\u5ba1\u6279\u6807\u51c6\u800c\u6709\u6240\u4e0d\u540c\u3002 \u91cd\u65b0\u8d37\u6b3e \u5728\u5408\u9002\u7684\u60c5\u51b5\u4e0b\uff0c\u5e2e\u52a9\u501f\u6b3e\u4eba\u8c03\u6574\u73b0\u6709\u623f\u5c4b\u8d37\u6b3e\u7ed3\u6784\u7684\u518d\u878d\u8d44\u65b9\u6848\u3002 \u5229\u7387\u4e0e\u671f\u9650\u91cd\u65b0\u8d37\u6b3e \u73b0\u91d1\u53d6\u73b0\u518d\u878d\u8d44 (Cash-Out Refinance) FHA \u7b80\u5316\u518d\u878d\u8d44 VA \u5229\u7387\u964d\u4f4e\u518d\u878d\u8d44\u8d37\u6b3e\uff08IRRRL\uff09 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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