{"id":3,"date":"2024-02-15T04:41:54","date_gmt":"2024-02-15T04:41:54","guid":{"rendered":"http:\/\/98.90.166.58\/?page_id=3"},"modified":"2026-04-19T23:18:39","modified_gmt":"2026-04-19T23:18:39","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/www.eurekahomemortgage.com\/?page_id=3","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3\" class=\"elementor elementor-3\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff0eb6c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ff0eb6c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce19c4a\" data-id=\"ce19c4a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79474a9 elementor-widget elementor-widget-heading\" data-id=\"79474a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Eureka Funding Inc.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b1d96c elementor-widget elementor-widget-heading\" data-id=\"9b1d96c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">(DBA: Eureka Home Morgage)\u00a0 \u00a0\u00a0<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-371d705 elementor-widget elementor-widget-heading\" data-id=\"371d705\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">NMLS: 2624165<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-52c84372 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52c84372\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ffb4c0c\" data-id=\"1ffb4c0c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11f7a353 policy elementor-widget elementor-widget-text-editor\" data-id=\"11f7a353\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Privacy Policy\u00a0 \u00a0<\/h3>\n<p>Last updated: January 2026<\/p>\n<p><b>Introduction and Applicability<\/b><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>This policy is adopted pursuant to Title V of the Gramm\u00a0<span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">Leach Bliley Act of 1999 and applicable federal laws and regulations. As used\u00a0<\/span><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">in this policy, the terms \u201cwe\u201d, \u201cus\u201d, and \u201cour\u201d refer to Eureka Funding Inc.<\/span><\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">This policy applies only to personally identifiable financial information (also known as nonpublic personal information) obtained by us in connection with financial products and services primarily for personal, family or household purposes (and not business purposes). We do not provide information to companies for the purpose of independent telemarketing or direct mail marketing of any products or services of those companies.<\/span><\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">This policy takes precedence over any any previous privacy policies issued by us. We reserve the right to change this policy at any time with notice as may be required under applicable law.\u00a0 The standards contained in this policy do not constitute a contract or create legal rights.<\/span><\/p>\n<h6>What type of personal information do we collect?<\/h6>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>We collect nonpublic personal information about our customers from the following sources:<\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">\u2013 Information we receive from our customers on applications and other forms;<\/span><\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">\u2013 Information about our customers\u00b9 transactions with us or other persons who are not members of our corporate family (\u201cnon-affiliates\u201d);<\/span><\/p>\n<p>\u2013 Information we receive from a consumer reporting agency (e.g., credit bureaus and others); and Information we receive from our customers by e-mail.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h6>Information we disclose and to whom<\/h6>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>We may disclose the nonpublic personal information we collect about our customers to nonaffiliates, as permitted or required by law.<span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\"><br \/><\/span><\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">We may disclose nonpublic personal information received from our customers on\u00a0<\/span><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">applications and other forms, such as the customer\u2019s name and address, to\u00a0<\/span><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">nonaffiliated companies that perform marketing services on our behalf with\u00a0<\/span><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">regard to our own products or services.<\/span><\/p>\n<p>We also may disclose nonpublic information about our customers to nonaffiliated financial institutions with which we have joint<br \/>marketing arrangements or to companies with which we have outside service<br \/>provider arrangements, as follows:<\/p>\n<p>\u2013 Joint marketing providers: From time to time, we may carefully select joint marketing providers to offer our customers specialized<br \/>financial services, such as mortgage life insurance. If appropriate, we may disclose to these providers information received from our customers on<br \/>applications or other forms, such as the customer\u2019s name and address.<\/p>\n<p>\u2013 Outside service providers: From time to time, we may enter into arrangements with companies or firms whose expertise is essential for our<br \/>own services to function properly or to complete transactions. For example, we may work with specialized firms that generate disclosures and forms that we provide to our customers. As permitted by law, we disclose to these service providers the customer information that is necessary to perform these functions.<\/p>\n<p>These marketing companies and joint marketing and outside service providers are required by us to enter into written agreements with us<br \/>to safeguard the confidentiality of our customers\u2019 nonpublic personal information and use it only for authorized purposes.<\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">We do not disclose any nonpublic personal information about our customers that otherwise would require us to notify our customers of their\u00a0<\/span><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">right to direct us not to share such information (i.e., opt out right).<\/span><\/p>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><!-- wp:heading {\"level\":3} --><\/p>\n<h6>Safeguarding Consumer Information<\/h6>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>We protect consumer privacy by ensuring that only employees who have a business reason for knowing information have access to it. We have appointed a Consumer Privacy Coordinator who is responsible for maintaining internal procedures to ensure that our customers\u2019 information is protected. For example, information in loan files can only be accessed by employees who work in the loan origination or loan operations departments. We require independent contractors and outside companies who work with us to adhere to our strict privacy standards. These parties may include your selling and listing realtor, surveyor, insurance company, lender, title company, appraiser, and underwriter. We use technological means (such as backup files, virus detection and eradication software, firewalls, and other computer software and hardware) to protect against unauthorized access or alterations to customer data.<\/p>\n<p>All employees have a copy of this policy and are trained at least annually regarding the importance of safeguarding customer information. The Consumer Privacy Coordinator, human resources director, and senior management will take disciplinary action against any employee who violates our privacy policy and procedures.<\/p>\n<p>We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic, personal information. If we change our policy or practice by, for example, adding a category of information that we will disclose to a third party, we will notify existing customers and give them an appropriate time period to opt out of the disclosure.<\/p>\n<p>We will continue to prudently enhance and manage information security standards and procedures to ensure the security and confidentiality of customer information; protect against any unanticipated threats or hazards to the security or integrity of such information; and, protect against unauthorized access or use of our customers\u2019 information.<\/p>\n<p>Should you have any questions regarding this policy, please contact us:<\/p>\n<p><strong>Eureka Funding Inc.\u00a0 \u00a0<\/strong><\/p>\n<p><strong>Attn: Consumer Privacy Coordinator\u00a0 \u00a0\u00a0<\/strong><\/p>\n<p><strong>185 Great Neck Rd Suite 476, Great Neck, NY 11021<\/strong><\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">Or, feel free to call (718) 288-2707 and speak with us.\u00a0 We return all calls with regard to privacy questions and concerns.\u00a0<\/span><\/p>\n<h5>SMS \/ Text Messaging Privacy &amp; Terms<\/h5>\n<p><b>SMS Messaging Privacy and Consent<\/b><\/p>\n<p data-start=\"556\" data-end=\"929\">Eureka Funding Inc. may communicate with customers and prospective customers via text message (SMS) for service-related and transactional purposes only. These communications may include, but are not limited to, appointment confirmations, scheduling or rescheduling communications, document reminders, application or loan status updates, and responses to customer inquiries.<\/p>\n<p data-start=\"931\" data-end=\"1157\">By providing your mobile phone number and opting in through a web form, verbal consent, or other means, you consent to receive SMS messages from Eureka Funding Inc. Message frequency may vary. Message and data rates may apply.<\/p>\n<p data-start=\"1159\" data-end=\"1329\"><span data-start=\"1159\" data-end=\"1222\">S<\/span><span data-start=\"1159\" data-end=\"1222\">MS consent is not shared with third parties or affiliates.<\/span><br data-start=\"1222\" data-end=\"1225\" \/>We do not sell, rent, or transfer SMS consent or phone numbers for the purpose of third-party marketing.<\/p>\n<p><b>Opt-Out and Help<\/b><\/p>\n<p data-start=\"1353\" data-end=\"1548\">You may opt out of SMS communications at any time by replying <strong data-start=\"1415\" data-end=\"1423\">STOP<\/strong> to any message.<br data-start=\"1439\" data-end=\"1442\" \/>For assistance, reply <strong data-start=\"1464\" data-end=\"1472\">HELP <\/strong>or call us at <strong data-start=\"1485\" data-end=\"1503\">(718) 288-2707.<\/strong><\/p>\n<p><b>Use of Information for SMS Communications<\/b><\/p>\n<p data-start=\"1597\" data-end=\"2048\">Information collected for SMS communications, including your mobile phone number and message content, is used solely for customer communication and service delivery purposes. Such information may be shared with service providers that assist us in delivering SMS messages (such as telecommunications or messaging platform providers), strictly as necessary to provide these services and in accordance with applicable law and confidentiality obligations.<\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">\u00a0<\/span><\/p>\n<p><span style=\"background-color: var(--bs-body-bg); color: var(--bs-body-color); font-size: var(--bs-body-font-size); font-weight: var(--bs-body-font-weight); text-align: var(--bs-body-text-align);\">\u00a0<\/span><\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Eureka Funding Inc. (DBA: Eureka Home Morgage)\u00a0 \u00a0\u00a0 NMLS: 2624165 Privacy Policy\u00a0 \u00a0 Last updated: January 2026 Introduction and Applicability [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-3","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3"}],"version-history":[{"count":91,"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/3\/revisions"}],"predecessor-version":[{"id":3894,"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=\/wp\/v2\/pages\/3\/revisions\/3894"}],"wp:attachment":[{"href":"https:\/\/www.eurekahomemortgage.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}